Were you injured in a car accident that has caused you significant damages in terms of physical, emotional, and financial wellbeing? If the accident was due to someone else’s negligence, you might be wondering whether you should hire a personal injury lawyer. While you are not required to hire an attorney for personal injury protection, retaining one can definitely be worth the effort.
A car accident can result in significant financial and emotional burdens. From hefty medical bills to lost wages, pain, disability, or death – the damages are tremendous. As a result, you will want to get as much compensation as you deserve. On the contrary, the insurance company will go to any level to reduce the amount they payout for your claim. According to Florida injury attorney Stacy Kemp, a lawyer can often level the playing field and ensure that injury victims get just compensation.
Do You Know Your Proportion of Fault Dictates Your Compensation Amount?
In Florida, the rule of “comparative negligence” applies. This determines the amount of compensation you are entitled to. According to the law, your percentage of fault in the car accident will determine how much damages you can claim for. For example, if you are found to be 20% at fault, this means you can recover only 80% of the total losses you have suffered.
The insurance company will always try to express that you played a major role in the car accident, thus, reducing the amount of compensation you are entitled to. To avoid this, you need an experienced attorney who can set up a strong case in your favor, reduce your proportion of fault in the accident, and get you the best settlement amount for your personal injury.
An Attorney can Help Negotiate with the Insurance Company
Most often, insurance companies will offer you a settlement amount that is much lower than what your damages are worth. Some insurance companies will also try to persuade you to sign a declaration that prevents you from claiming additional compensation later on.
To deal with insurance companies tactfully and recover most of your damages, a professional injury attorney can negotiate on your behalf and provide a settlement that is in your best interests. They have the knowledge and prudence to negotiate with insurance companies meticulously and aggressively.
How can a Personal Injury Lawyer Help?
A personal injury lawyer takes a professional approach to build a strong settlement case that helps you recover your costs incurred due to the car accident. They can help you with:
- Investigating the accident and gathering evidence
- Proving negligence of the other party involved in the accident
- Communicating and negotiating with insurance companies to get a fair deal for you
- Filing a lawsuit in the case that the insurance company does not agree to a fair deal
In addition to car accidents, a personal injury attorney can professionally represent you and get you the best settlement for all types of accidents, such as dog bites, negligent security, slip, and fall, or wrongful death.